5323 E 140th Pl Thornton, CO 80602
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About this home
Welcome to this stunning 5-bedroom, 4-bath home in highly desirable Lewis Pointe! As you enter this pristine home, take notice of the main floor hardwood flooring with views out the back to open space/Lewis Pointe Park- No neighbors behind you! The main floor features a gourmet kitchen with granite countertops, upgraded cabinetry, gas cook top, double ovens, a contemporary backsplash, and a generous sized pantry! The seamless flow from the kitchen to the open family room with gas fireplace will be sure to please! Enjoy direct access from the eat-in kitchen space to the private backyard with incredible covered deck backing to open space! A formal dining area, a main floor bedroom, and a newly remodeled 3/4 bath complete the main floor! Head on upstairs to 4-bedrooms, a loft, and the laundry room! The current owner recently updated the stairs, loft, and hallway with hardwood floors! The primary bedroom features an incredible view of the open space, a luxurious 5-piece ensuite bathroom, and a walk-in closet! Of the remaining 3-bedrooms upstairs, one of the bedrooms features an en-suite full sized bathroom, while the other 2-bedrooms access a full-sized jack-n-jill bathroom! The open and bright loft area provides additional space for a home office or extra family room! The 3-car garage features a work place with bench, cabinets, and professionally finished floor coating! The home's recent exterior paint along with the quaint front porch provides amazing curb appeal! The solar panels require no purchase or lease cost! This home feeds into the highly rated Adams 12 Five Star School District and is conveniently located to shopping and dining at nearby Orchard Town Center and the Denver Premium Outlets, as well as a quick commute to I-25 and E-470! Call Listing Broker with any questions and to schedule your private showing today!
Source: RECO #7383418
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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