5325 Nicklaus Dr Winter Haven, FL 33884
Your savings
About this home
Pride of ownership is evident in this well-maintained "snowbird" owned Caribbean floor plan home. The curb appeal comes from the quality landscaping, which includes tasteful plantings, palms, and a paver walk and drive. All the landscaping is "watered" by an automatic irrigation system. The home has many special features and recent upgrades that frees up the new owners. The roof was replaced in 2023. The water heater was replaced in January 2025. The air conditioning system was totally replaced in 2022. New flooring was installed in 2021. The entire interior was repainted in 2021. The primary bath was remodeled in 2022. It just doesn't get any better. Walking up the wide paver walk to the front door, the screened and covered front entry provides both an additional area to enjoy the great Florida weather while also adding a layer of security. The screened front entry also makes cross ventilation a breeze. Upon entering, one notices that the welcoming foyer gets great natural light from the sidelights on the front door. Also evident is that this most efficient floor plan makes this home seem much larger than its stated square footage. The living room is the central focal point of this home. The north wing holds the guest and primary bedroom suites. The south wing has the garage, kitchen, and dining room. The living room has a designer rotating double fan with light. The triple slider at the end of the living room opens to the covered and screened lanai. The lanai has a ceiling fan with light and ceramic tile flooring. Just outside the lanai is a large paver open patio that looks out to an ample backyard bordered by a privacy hedge. Having options for enjoying the outdoors is always a plus. The kitchen features high quality stainless steel appliance, granite counter tops, crown molding on wood cabinetry, a snack bar, and a closet pantry. Also in the kitchen is the laundry closet. The washer and dryer stay for the new owners. Adjacent to the kitchen is the dining room which has plenty of space for your dining room furniture. Having both a dining room and a snack bar gives options for dining. The dining room also has a double slider that opens to the covered and screened lanai. The attached 2 car garage is accessed from the kitchen and features an opener and painted floor. The guest suite is at the front of the home and can be isolated from the rest of the home by using the handy pocket door. The large guest bedroom has a ceiling fan with light and a large reach-in closet. The short hallway from the bedroom holds the linen closet and the guest bath. The guest bath has a combination tub and shower with a glass shower door and ceramic tile surround. The wood vanity has a granite counter top. The primary suite is at the rear of the home and features a large bedroom with enough space for your bedroom furniture. The primary bedroom has a ceiling fan with light and a large window area. There is also a hallway that connects it to the primary bath. This hallway is home to 2 walk-in closets. The primary bath was remodeled 2022 and features a wood vanity with a granite counter top with 2 sinks, an elongated stool, stall shower with ceramic tile surround, a corner seat and glass shower door. This is the perfect home at a great price which gives the owner access to all of Lake Ashton's many amenities and outstanding resort style living lifestyle. Why not enjoy the good life. Some of the furnishing are available in the ready to move-in, must see home.
Source: STELLAR #P4934140
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.