533 Avila Pl Howey In The Hills, FL 34737
Your savings
About this home
PRICE IMPROVEMENT! Below Market Value. Spacious & Elegant 4-Bedroom Home with Bonus Suite | Prime Location Near Lake Harris Chain of Lakes Welcome to this beautifully appointed 4-bedroom, 4-bathroom home in the charming community of Howey-in-the-Hills. Perfectly situated near the renowned Lake Harris Chain of Lakes—one of Central Florida’s largest and most scenic waterways—this home offers the ideal blend of luxury, space, and natural beauty. Inside, you’ll find a gourmet kitchen designed to impress, complete with premium appliances, granite countertops, and custom cabinetry. The open-concept living areas are adorned with hardwood tile plank floors that flow seamlessly throughout the home. The expansive upstairs bonus room features a walk-in closet and a full bathroom—ideal as a guest suite, game room, or private office. Retreat to the oversized master suite featuring bay windows that frame peaceful conservation and pond views. The spa-like master bathroom includes dual sinks, a soaking tub, and a stand-alone shower. Each of the generously sized bedrooms offers comfort and style for family or guests. Enjoy serene mornings and stunning sunsets from your backyard oasis with no rear neighbors, and store all your toys or tools in the spacious 3-car garage. With a low HOA and proximity to nature, boating, and golf, this home truly has it all. Don’t miss your chance to own a slice of paradise in Howey-in-the-Hills. Located in the charming town of Howey in the Hills, this home offers the tranquility of country living while still being conveniently located close to the Chain of Lakes and miles from the Turnpike for easy access to Orlando. Schedule your private showing today!
Source: STELLAR #G5095547
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.