5330 Silver Spur Ave Colorado Springs, CO 80915
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About this home
Nestled in the established neighborhood of Rustic Hills, lies a home that feels like it was made just for you. With four thoughtfully designed levels, this beautifully updated 3-bedroom, 3-bathroom sanctuary offers nearly 2,400 square feet of warmth, comfort, and room to grow. From the moment you step inside, you're greeted by new luxury vinyl plank flooring, soft, newer carpet underfoot, and a fully refreshed kitchen adorned with all-new cabinets and gleaming countertops—the perfect space to whip up family favorites or try something new. Just off the main level, the cozy wood-burning fireplace invites you to unwind and stay awhile. Upstairs, three spacious bedrooms are filled with natural light, including a large primary suite with its own private ¾ bath, while a full hall bathroom ensures convenience for guests or family. On the way down, pass through the generous laundry room and handy ¾ bath—tucked just off the garage—before reaching the expansive lower level. Here, imagination takes the lead. Whether it’s a game room, home theater, creative studio, or cozy guest space, this open-concept basement is ready to make memories. Step outside, and you’ll find your own private haven. The backyard is a lush escape with mature trees, vibrant landscaping, and a brand-new gazebo perfect for peaceful mornings or starlit evenings. And with a 2-car garage plus a second driveway and RV parking, you’ll never run out of space for toys, tools, or guests. This home offers the best of both worlds—peaceful living with easy access to shopping, dining, parks, Military bases and more. Your Colorado Springs story begins here. Come see it for yourself—and fall in love.
Source: PPMLS #7718127
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.