5340 Cameron Dr Ave Maria, FL 34142
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About this home
Step into this spectacular oversized corner lot home located in Coquina at Maple Ridge. This beautifully upgraded Balboa Model offers two stories of comfortable, modern living with 3 bedrooms, 2.5 bathrooms, and a 1-car garage. Inside, you'll find soaring 10-foot ceilings on the first floor and 9.4-foot ceilings on the second floor, creating an open and spacious atmosphere. The home features elegant 12x12 Dal-Tile flooring in the main living areas, 8-foot interior doors, a Mediterranean-style roof, a keyless garage entry, and an open-concept great room filled with natural light. The kitchen is designed with style and functionality in mind, offering sleek 42-inch upgraded cabinetry, quartz countertops throughout, stainless steel appliances, recessed lighting, and contemporary light fixtures. The expansive owner’s suite includes dual sinks, a seamless glass shower, a walk-in closet, and an additional closet for added convenience. Enjoy stunning side lake views from your private corner lot, offering a sense of space and serenity. Located in Flood Zone X, this home requires no flood insurance, providing peace of mind. Living in Maple Ridge at Ave Maria gives you access to a wealth of amenities, including a vibrant clubhouse, entertainment spaces, walking and jogging trails, tennis, pickleball and bocce courts, a dog park, water park, soccer field, multiple playgrounds, a fitness center, and more. Don’t miss the opportunity to make this upgraded and move-in-ready home yours—schedule your private showing today.
Source: FORTMYERS #225064398
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.