537 Heather Ct Bartow, FL 33830
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About this home
Newly Renovated 4-Bedroom, 3-Bathroom Home on Half an Acre in Quiet Bartow Neighborhood! Welcome to this beautifully updated home, perfectly situated in a peaceful neighborhood. Sitting on a generous half-acre lot, this home offers both space and style for comfortable living. Inside you’ll discover brand new luxury vinyl plank flooring and plush new carpet in the bedrooms. The spacious kitchen is a chef’s dream, featuring brand-new stainless-steel appliances—including a refrigerator, microwave, dishwasher, and range—plus a bonus wall oven and a mounted TV for added convenience to watch the news, cooking shows, or the big game. Just off the kitchen, the dining room provides an ideal layout for entertaining and family meals. Relax in the large living room, complete with a charming brick fireplace, wood mantle, and built-ins on either side—the perfect centerpiece to this room. An additional oversized family room with beautiful French doors opening to the backyard. The primary suite is a true retreat with a generous walk-in closet and a private ensuite bathroom featuring a double sink vanity. Three additional bedrooms and two more full bathrooms offer ample space for family and guests. Outdoor living is just as inviting with screened-in front and rear porches, a fully fenced backyard, a playground set already built and ready for play, and a detached shed for additional storage or workshop needs. The home also features a spacious 500 sq ft garage and an additional storage room, providing plenty of space for vehicles, tools, and seasonal belongings. Septic tank and drain field 2018. Newer A/C units. Windows 2017.
Source: STELLAR #L4954275
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.