5389 Rosewood Pl Fairburn, GA 30213
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About this home
Welcome home to this beautiful two-story residence offering an inviting blend of elegance, space, and functionality-perfectly designed for modern living. Step inside the impressive two-story foyer and experience an open floor plan filled with natural light and timeless details throughout. The main level features LVP flooring (with carpet only in bedrooms) and includes a formal dining room with judges paneling and crown molding, and a formal living room or office behind elegant French doors-ideal for work or quiet retreat. The spacious family room is the heart of the home, showcasing stunning two-story windows, built-in bookshelves, and a cozy fireplace, all open to a chef-inspired kitchen complete with tile backsplash, gas cooktop island with storage, stainless steel appliances, double ovens, built-in microwave, and a walk-in pantry. A convenient butler's bar connects the kitchen to the dining room for effortless entertaining. Upstairs, wood stairs lead to a generous loft/bonus area with LVP floors and a closet-perfect for a media room or play space. The luxurious primary suite offers a large walk-in closet, linen closet, and a spa-like bathroom featuring tile floors, double vanities, a large tile shower with ledge, separate garden tub with tile surround, and a private water closet. Additional bedrooms are spacious, with access to a hall bath that includes double sinks, a linen closet, and a separate shower room. The unfinished daylight basement, already stubbed for a bath, provides endless potential for future expansion-whether you dream of a home theater, gym, or guest suite. A two-car garage completes this impressive home that truly checks every box. You won't want to miss this one!
Source: GAMLS #10635019
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.