5395 Sunshine Dr Wildwood, FL 34785
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About this home
**This property qualifies for a closing cost credit up to $4,600 through the Seller’s preferred lender.**Skip the wait for new construction—this like-new 2020 D.R. Horton Jennings model is move-in ready and packed with upgrades! Located in the sought-after Beaumont community of Wildwood, this 3-bedroom, 2-bathroom home with a dedicated office/flex room offers a spacious, open-concept layout designed for modern living. As you enter, you’re greeted by the 2-car garage and laundry room at the front of the home. Down the foyer, you’ll find the secondary bedroom and full bath just off the hall. The heart of the home features a gourmet kitchen with granite countertops, stainless steel appliances, and an oversized prep island with breakfast bar seating—perfect for entertaining. Just off the kitchen, the home office/study provides a quiet space to work or create that also could be used as a 3rd bedroom. The open living room flows seamlessly to the covered patio, accessed through sliding glass doors, where you can relax with no rear neighbors for added privacy. The primary suite is tucked away for comfort and includes an ensuite bath with a double vanity and walk-in shower. The Beaumont community itself offers fantastic amenities that are just a couple houses down and visible from your home! The clubhouse with a fitness center, a swimming pool, pickleball courts, and bocce ball courts, ensure there’s always something to do without having to go to far from home. The HOA fee covers not only access to these amenities but also lawn maintenance, basic cable, and Internet. The location provides easy access to the Villages, where residents can enjoy shopping, dining, dancing, and nightly entertainment, while also being close to essential stores. Schedule your private showing today and start living the lifestyle you deserve!
Source: STELLAR #O6315811
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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