540 W Saddletree Dr Reidville, SC 29375
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About this home
Welcome to 540 W. Saddletree Dr. a stunning, nearly 4,000 sq. ft. retreat designed for modern, multigenerational living and turnkey comfort. Just minutes from local dining, shopping, Tyger River Park, and major Upstate employers like BMW, this home offers both convenience and luxury. Step inside to find elevated craftsmanship at every turn from crown molding and trey ceilings to timeless finishes that flow from the foyer into each thoughtfully designed space. Enjoy multigenerational flexibility with a full in-law suite on the main level, perfect for guests or extended family. Upstairs, the primary suite serves as a true private escape, featuring a columned sitting area and a spa-inspired bath with marble countertops, tile flooring, and a soaking tub designed for relaxation. The open-concept kitchen and family room make entertaining effortless, showcasing granite counters, a gas range, 42” cabinets, and a cozy fireplace for those perfect Carolina evenings. The media room is a showstopper ideal for movie nights, game days, or shared holiday gatherings. Outside, unwind on the screened-in patio overlooking your low-maintenance yard, offering the perfect balance of comfort and convenience. With easy GSP access, this home connects you to everywhere you need to be while letting you enjoy the peace and charm of one of the Upstate’s fastest-growing communities. This isn’t just a home it’s your lifestyle upgrade, ready for you to move right in.
Source: GREENVILLESC #1569014
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.