$285,000

5400 Finbrooke Dr Princeton, TX 75407

$2,040/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

PRICE IMPROVEMENT! Welcome to your dream home in the heart of the highly desirable Bridgewater community of Princeton, TX! Step inside to an open-concept layout flooded with natural light, where the seamless flow between the kitchen, dining, and living areas makes entertaining effortless. This stunning 4-bedroom, 2-bath residence sits proudly on an oversized corner lot, offering the perfect blend of space, style, and functionality. Not only is it beautifully maintained, but it is also one of the BEST-PRICED home of this popular floorplan in the neighborhood—an incredible value for savvy buyers! Discover this bright and open floor plan designed for modern living, complete with spacious bedrooms, a well-appointed kitchen, and a cozy living area ideal for entertaining or relaxing with family and friends. The primary suite offers a private retreat with a generous en-suite bath and walk-in closet. Outside, enjoy the extra yard space that comes with this premium corner lot — perfect for outdoor gatherings, gardening, or future enhancements. Bridgewater is one of Princeton’s most sought-after neighborhoods, known for having the most extensive amenities in town, including 2 sparkling resort-style pools, fitness center, clubhouse, walking trails, playgrounds, catch-and-release fishing pond, and more. Bridgewater has it all! Don’t miss your chance to own the best-priced home of this floorplan in Bridgewater—schedule your private showing today!

4 bedroom
2 bathroom
1,675 sqft
6,621.12 sqft
Single Family
Built in 2021
2 car garage
Air conditioning

Source: NTREIS #21003318


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 10, 2025 12:08 am
Listing agent: Lindsay Merritt
Listing provided courtesy of: DFW Legacy Group (817) 500-5670
Details provided by NTREIS and may not match the public record.
MLS ID: #21003318
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
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