5401 N 81st Pl Scottsdale, AZ 85250
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About this home
Welcome to your ultimate entertainer's paradise! This beautifully remodeled 4-bedroom, 3-bath home blends modern luxury with timeless comfort. Behind a custom iron front door, you're greeted by an open, light-filled floor plan designed for today's lifestyle. The gourmet kitchen is a true showpiece—featuring a gas range, all-new cabinetry, an 8-foot island with a quartz waterfall countertop, elegant counter-to-ceiling backsplash, and a custom plastered hood vent. The space flows seamlessly into the spacious living area, where a statement fireplace wrapped in luxury tile anchors the room. The primary suite is a true retreat with a spa-inspired bathroom featuring a seamless walk-in shower, freestanding soaking tub, and a generous walk-in closet. Three additional bedrooms include a private en-suite, ideal for guests, in-laws, or a home office. A 5-panel accordion door opens to the stunning backyard, creating the perfect indoor-outdoor experience. Enjoy dinner beneath the designer chandelier and custom floating shelves in the dining area, or step outside to your private Southwest oasiscomplete with low-maintenance synthetic turf, a micro-cement seating area and planter, an outdoor island, an expansive pergola for shade, a two-tone tiled pool, an Outdoor Shower, and even a putting green! Every detail has been thoughtfully updatednew smooth wall finishes throughout, new cabinetry, epoxy garage floors, exterior synthetic stucco, roof, HVAC, electrical, and garage door. Every element has been professionally designed for both style and function. Located in a highly desirable neighborhood within walking distance to Chaparral Park and just minutes from Old Town Scottsdale's top dining and shopping, this home offers the best of Arizona living. This turnkey entertainer's dream is ready for you to move in and enjoyevery detail perfected, inside and out. Owner/Agent.
Source: ARMLS #6915431
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.