5402 Woodbreeze Dr North Charleston, SC 29420
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About this home
PRIME location...walk or bike to restaurants and shopping. Close to Boeing, Bosch, airport, Joint Base Chas, and in the Dorchester 2 school district. Updating throughout...kitchen and baths, lots of added details, lighting and more. There is a large screened porch( has windows- for use year round.) Extra large patio for entertaining overlooking a spacious backyard. Off the foyer is a separate dining room or could easily be utilized for a home office or playroom. The family room has a wood burning fireplace. This home has plenty of natural light throughout. The kitchen is spacious and plenty of room for dining. Laundry room with shelving. Upstairs you will find 4 bedrooms. 3 of the bedrooms are large and all bedrooms have walk in closets. The 4th bedroom has been transformed intoan adorable nursery with a stained wood ceiling. This room could easily make a great home office as well. The primary suite offers a large walk-in closet and renovated luxurious bath. It features double vanity and huge tiled shower. There is also a great linen closet as well. The roof was installed in 2017, hvac was replaced in 2020, water heater in 2022 and brand new insulated garage door with new tracks, motor and springs. Whitehall's amenity center includes a play park, pool, tennis courts and field for sports, etc.
Source: CTAR #25030058
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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