54055 Strawberry Valley Dr Idyllwild, CA 92549
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About this home
Welcome to your mountain view retreat in the heart of Idyllwild! This charming colonial cabin–style home blends rustic character with modern upgrades and a prime location. Conveniently located next to Idyllwild Elementary (K–8) and just a short walk to town, restaurants, shopping, and hiking trails. World famous Mt. Tahquitz hosts climbers from all over the world and is within view. Easy to own with assumable loan. Contact listing agent for details. Enjoy the warmth of original hand crafted cedar paneling, a cozy wood-burning fireplace, and a remodeled kitchen (2020) with granite counters and propane gas stove. The main floor offers 2 bedrooms, 1 full bath, and indoor laundry (washer/dryer included). Upstairs, the spacious primary suite features walk-in closets, a modern tiled bathroom, and beautiful mountain views. Relax at the waterfall in the thriving landscaped 7,500-gallon koi pond with fish, turtles, algae eaters and minnows. Steps away in the front yard is a unique Zen serenity garden among the cedars and evergreens. This inviting home is set on a fully fenced, forested & gated double lot totaling approx. 1.56 fully fenced and buildable acres. Outdoor highlights include a wrap-around redwood deck, covered sun porch for year round entertaining, two 2-car garages (one partially converted into an office/ADU potential with plumbing, finished walls and cabinetry), three covered carports, RV hookups, chicken coop, goat/dog pen, small greenhouse and 2 utility sheds. Additional upgrades: Generac 22kW generator (2024), owned solar panels, new central A/C (2022), 500-gal propane tank, two 300-gal rainwater cisterns, automatic gates, and security cameras. Property may be sold as two parcels: 1.1 acres with house and .46-acre buildable or horse-suitable lot. Priced together you get incredible value and room to innovate! *Furniture available for purchase separately. Don’t miss this rare opportunity to own your own Idyllwild mountain retreat!
Source: CRMLS #OC25244782
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.