5406 Black Walnut Bulverde, TX 78163
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About this home
Located in Hidden Trails, this meticulously maintained 1.5-story home offers a luxurious and tranquil retreat for its residents. Featuring 4 bedrooms and 4 bathrooms, this spacious residence is perfect for families or those who love to entertain. As you step through the front entry, you'll immediately be drawn to the open-concept floor plan, designed to create a seamless flow between living spaces-perfect for entertaining. Natural light pours into the kitchen and living room through large windows, highlighting the vaulted ceilings and cozy fireplace that make this home both bright and inviting. The beautifully designed kitchen boasts quartz countertops, stainless steel appliances, and gas cooking, making it a dream for any home chef. Generous storage space can be found throughout the home, including a spacious three-car garage that offers ample room for vehicles and additional storage. The primary suite, located on the first floor, includes a large walk-in closet and a luxurious bath. Three additional bedrooms on the main level provide plenty of space for everyone in the family. Upstairs, a spacious and versatile loft area with a full bathroom makes the perfect guest or in-law suite. Step outside to your private backyard oasis, complete with an inviting pool and gazebo. Whether you're hosting summer gatherings or enjoying a quiet evening by the pool, this outdoor space is designed for relaxation and entertainment. Residents of Hidden Trails enjoy neighborhood amenities such as community pools, sports courts, a pond, and scenic walking trails-ideal for those who enjoy staying active and spending time outdoors. The HOA also hosts community events throughout the year, creating a warm and connected neighborhood atmosphere. Conveniently located near major retailers, grocery stores, local restaurants, small businesses, and top-rated schools, this home offers both luxury and convenience in one of the area's most desirable communities.
Source: SABOR #1917484
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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