541 Wilmer Hollow Ln Wentzville, MO 63385
Your savings
About this home
Fresh, modern, and move-in ready! 4-bedroom, 3-bath home in the heart of Wentzville offers the perfect mix of comfort and style. Step inside to an open, light-filled layout made for easy living and entertaining. The kitchen features newer stainless steel appliances, custom-painted cabinets, and a butcher block island — ideal for morning coffee or hosting friends. The primary suite feels like your own retreat with a full bath and an oversized walk-in closet. Two more bedrooms, a second full bath, and convenient main-level laundry make daily life a breeze. Upstairs, brand-new carpet leads to a huge bonus space — perfect for movie nights, a game room, or a cozy hangout for guests — plus a fourth bedroom and another full bath. The unfinished walkout lower level gives you plenty of storage now and room to grow later. Enjoy peaceful evenings on your composite deck overlooking a private backyard that backs to protected Conservation land — no neighbors behind you, ever! Tucked in a friendly neighborhood close to top-rated Wentzville schools, parks, and great shopping, this home is ready for your next chapter.
Source: MARIS #25066815
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.