5413 Dons Trl Temple, TX 76502
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About this home
Welcome to this inviting 3 bedroom, 2 bathroom home in Temple, perfectly situated within the highly sought after Belton ISD! As you walk in, you’re welcomed by crown molding, high ceilings, and a cozy wood-burning brick fireplace. The freshly painted interior, new doors and hardware, stylish new light fixture, upgraded irrigation system, and a roof replaced in 2022 bring modern updates and added convenience. The kitchen opens seamlessly to the dining area, making it easy to cook and gather with loved ones. The primary suite offers a relaxing retreat with a walk-in shower, double vanity, and spacious walk-in closet. Carpeting in the bedrooms adds comfort, while thoughtful details are found throughout. Step outside to the back patio, ideal for entertaining or simply enjoying your backyard space. With gutters already in place, maintenance is made easier. Conveniently located near schools, shopping, restaurants, and medical facilities, this home also offers a short drive to Fort Hood, Waco, and Austin. Schedule your private showing today!
Source: CENTRALTEXAS #592510
Loan details
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.