542 Amalie Farms Dr Charleston, SC 29492
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About this home
Perfectly positioned on a private cul-de-sac overlooking protected wetlands, this elevated southern home blends Lowcountry charm with modern sophistication. Enjoy serene wetland views from the screened porch with a cozy fireplace or from the newly extended deck equipped with natural gas lines for grilling and a firepit--perfect for entertaining as the temperatures cool.Meticulously customized by its current owners, this Charleston Single style residence offers unmatched privacy and thoughtful upgrades throughout. The redesigned kitchen features quartz countertops, double ovens, a butler's pantry, and new additions including a built-in wine cooler, double-wide pantry with pull-out shelving and coffee bar. Hardwood floors flow seamlessly through the main level, staircase and loft,while shiplap accents and plantation shutters add warmth and refined coastal character. The extended, partially covered concrete patio below provides a gracious setting for outdoor gatherings within the private, fenced backyard bordered by mature woodlands. Beneath the raised home, generous parking, storage, and workspace accommodate kayaks, fishing gear, or a golf cart for effortless access to nearby Daniel Island. A convenient chair lift runs from the garage to the main floor, perfect for those needing help with stairs or carrying heavy items. From the two side porches, upper deck, and screened porch, enjoy sweeping wetland views and the daily rhythm of native wildlifean enchanting hallmark of Lowcountry living. The flexible layout includes two primary suites (main and upper), each with walk-in closets, plus two additional bedrooms, three bathrooms, and a spacious loft. The formal dining room has been transformed into a sophisticated home office with glass French doors and a sliding barn door, easily converted back if desired. The powder room boasts spa-inspired finishes, while hurricane-rated windows throughout provide comfort and peace of mind. Just two miles from Daniel Island and its vibrant lifestyle offerings, this friendly community includes a neighborhood pool and a scenic covered dock on Beresford Creek. This truly is a slice of paradise, Lowcountry living at its best and yours to call home!
Source: CTAR #25025188
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.