5423 San Jacinto Dr Granbury, TX 76048
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About this home
Motivated seller! Don’t miss this fantastic opportunity! Discover your perfect retreat in this stunning home located just minutes from a boat ramp in an exclusive waterfront community. Nestled in a serene gated subdivision, this property blends comfort, style, and privacy with neighbors set at a comfortable distance. Step inside to an open-concept living area that seamlessly connects the spacious kitchen and cozy family room. The chef's kitchen features elegant granite countertops, a large island with a sleek black faucet, and stainless steel appliances, including an electric range for creating memorable meals and entertaining guests. Relax by the warm electric fireplace in the inviting atmosphere. The home offers three bedrooms, all with ceiling fans, while the secondary bedrooms are thoughtfully placed on the opposite side of the house for added privacy. A dedicated office space near the front entrance provides the perfect quiet environment to work from home or study. Retreat to the grand master suite, a peaceful haven with generous natural light streaming through high windows. The ensuite master bath includes a double vanity, a large walk in shower, and a vast walk-in closet designed for ample storage. One standout feature of this incredible home is the expansive backyard, fully fenced and bordered by mature trees, creating an ideal space for gatherings and outdoor play. Imagine summer barbecues, room for kids and pets to run freely, or peaceful evenings under the stars. Beyond the home, enjoy a wealth of community amenities, including two pools, a park, a baseball field, tennis courts, a fishing pier, and convenient access to Lake Granbury with two boat ramps, perfect for family fun and water activities. This beautiful, move in ready home perfectly balances modern living with lakeside tranquility, making it the ideal place to start your next chapter.
Source: NTREIS #21032503
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.