543 Weiman Ave Ridgecrest, CA 93555
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About this home
Spacious single-story home in Ridgecrest offering solar power, a large lot, and versatile indoor and outdoor living. This 3-bedroom, 2-bath residence blends comfort with functionality, featuring open living areas, updated finishes, and abundant storage throughout. The kitchen is the centerpiece of the home, offering a central island, extensive cabinet space, a modern backsplash, and stainless steel appliances. A walk-in pantry provides exceptional storage, making meal preparation and organization effortless. Multiple living and dining areas flow together with bright natural light, updated flooring, and ceiling fans for year-round comfort. Each bedroom is designed for flexibility, with ample closet space and generous layouts. The bathrooms are updated with clean finishes, including tile surrounds and modern vanities. A bonus room adds additional value, offering space for a home office, hobby room, or workshop. The oversized garage includes shelving and room for vehicles, projects, or additional storage. A laundry room with built-ins makes everyday living efficient and convenient. Outdoor spaces are designed for enjoyment and practicality. The expansive covered patio extends the living area outdoors, perfect for gatherings, BBQs, or relaxing in the shade. The backyard offers mature trees, privacy fencing, and room for gardening, pets, or recreation. A detached bonus structure provides additional options for storage, hobbies, or workspace. Gated side access accommodates extra parking or recreational vehicles. Located in a quiet Ridgecrest neighborhood, this property combines energy efficiency with modern convenience. Solar panels help lower utility costs, while thoughtful upgrades provide long-term value. With its spacious floor plan, multiple storage solutions, and functional outdoor areas, this home is move-in ready and designed to fit a variety of lifestyles.
Source: CRMLS #IG25190471
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.