544 Bayside Dr Fort Myers, FL 33919
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About this home
Discover this stunning 3-bedroom, 2-bathroom modern farmhouse, offering 2,118 square feet of thoughtfully designed living space on a spacious .362-acre lot filled with lush landscaping and swaying palm trees. This private retreat seamlessly blends style, comfort, and functionality, making it the perfect place to call home. Inside, an expansive open floor plan greets you, with natural light pouring in through a skylight above the living room to create a serene ambiance, ideal for relaxing evenings. The heart of the home is the dream kitchen, featuring a large island with plenty of storage, a striking copper farmhouse sink, and high-end café appliances. The kitchen effortlessly connects to the rest of the living space, allowing for easy entertainment and everyday convenience. The spacious dining room is designed to accommodate festive family gatherings or entertaining friends, and the entire layout is enhanced by a durable and stylish metal roof for peace of mind. Step outside to your own outdoor paradise, complete with an oversized saltwater pool, expansive patio space, and a vast backyard, offering ample room for kids and pets to play or for hosting memorable get-togethers. Practical amenities include an attached 2-car carport with a versatile laundry area and additional storage or workshop space. The generous primary suite features a walk-in closet, dual sinks, and a luxurious glass-walled shower, offering a spa-like experience at home. Two guest bedrooms, separated by an updated bathroom with a soaking tub, ensure comfort and privacy for family or visitors. Located just minutes from College Pkwy and Colonial Blvd, this modern farmhouse is close to top-notch dining, shopping, and all of Southwest Florida’s vibrant entertainment. Offering a unique blend of functionality and elegance, this home invites you to make lasting memories and enjoy the Southwest Florida lifestyle to its fullest. Come see for yourself all that this breathtaking home has to offer!
Source: FORTMYERS #225059892
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.