5449 Kings River Dr North Charleston, SC 29420
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About this home
Nestled in Taylor Plantation, this charming two‑story home offers 5 bedrooms, 3 full bathrooms, and approximately 2,708 sq ft of thoughtfully designed living space. You're welcomed by a bright foyer that leads into a formal dining room--perfect for home cooked meals or hosting friends. The heart of the home is the updated kitchen featuring warm cherry-tone cabinetry, granite countertops and pendant lighting. It opens directly to the family room, creating an easy flow for everyday living and entertaining. A designated downstairs guest suite or home office with access to full bath adds flexibility for multigenerational living or remote work. Upstairs you'll find a spacious loft with double doors--a versatile space ideal for a game room, home theater, or quiet retreat.The primary suite impresses with a tray ceiling, double vanities, separate tub and shower, and a generous walkin closet. Additional bedrooms are roomy with ample closet space, and the upstairs laundry makes daily life effortless. Outside, enjoy a fully fenced ~0.15acre lot with a patio and fenced yardideal for backyard barbecues, playtime, or simply relaxing. A 2car attached garage and driveway provide plenty of parking. Plus, the HVAC system was replaced in 2025, giving peaceofmind for years to come. Located minutes from Charleston International Airport, Boeing, MercedesBenz, and Joint Base Charleston, this home is ideally suited for commuting. The neighborhood adds lifestyle appeal, featuring walking trails, a scenic community dock and tranquil parkmaking it a true haven for growing families. Priced to sell, this is an exceptional opportunity to live in comfort and convenience in one of the Lowcountry's most desirable communities.
Source: CTAR #25028789
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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