545 Oleander Dr Fate, TX 75189
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About this home
Stunning 4-Bedroom, 3-Bathroom Home with Spacious Interiors and Beautiful Curb Appeal Welcome to this exquisite 4-bedroom, 3-bathroom home that combines both comfort and style. Located in a desirable neighborhood, this property boasts an inviting and beautifully landscaped front, offering excellent curb appeal. As you step inside, you'll be greeted by expansive living spaces filled with natural light, creating an open and airy atmosphere throughout. The generously sized rooms provide ample space for both relaxation and entertainment, with a seamless flow between the living, dining, and kitchen areas. The chef-inspired kitchen is perfect for preparing meals, with modern finishes. Each of the well-appointed bathrooms is designed with elegance and functionality in mind, ensuring comfort for all residents. The home’s design maximizes natural light, with large windows throughout that brighten each room, offering breathtaking views of the surrounding landscape. Whether you're hosting guests or enjoying a quiet evening, the spacious and thoughtfully designed interior provides the perfect setting for every occasion. This home is ideal for those seeking a harmonious blend of modern convenience and traditional charm. Don’t miss the opportunity to make this dream home yours today!
Source: NTREIS #20896768
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.