5455 S Crimson Thorn Dr Tucson, AZ 85757
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About this home
Welcome to your dream home in the coveted Camino Verde Estates a rare find that blends comfort, space, and luxury both inside and out. This immaculate residence sits on an expansive 1/3-acre corner lot and offers a split floor plan for maximum privacy and functionality. Step into a bright living space featuring a large great room that connects to a modern kitchen complete with stainless steel appliances, upgraded cherry cabinets , center island with breakfast bar that is perfect for entertaining. The spacious primary suite feels like a private getaway, complete with a walk-in closet, dual vanity, soaking tub, and separate shower. Every detail has been carefully considered for comfort and style. Step outside to a backyard that truly sets this home apart! Enjoy panoramic views of the mountains from your private oasis. Take a dip in the sparkling solar-heated Pebble Tec pool and spa with waterfall, relax under the gazebo, or grow your own herbs and vegetables in the raised garden beds. Additional features include security screens on all windows, water softener, overhead storage in the garage, and a durable Tuff Shed for all your tools and toys. This is more than a home, it's a lifestyle. Don't miss your opportunity to own this one-of-a-kind property. Schedule your showing today!
Source: SOUTHAR #22520191
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.