546 N Country Club Rd Brevard, NC 28712
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About this home
This is a well maintained 3 Bedroom 2 Bath home on North Country Club. It is conveniently located across the street from the Brevard Highschool and the Bike Path. On the main level, you will enjoy a large living room which is open to a dining area. It has a nice kitchen with plenty of cabinets. It also has 2 bedrooms and 1 full bath along with a Den/office area. Downstairs there is a large family room with a fireplace which is currently being used as the primary bedroom. The basement also has a full bath, laundry room, and the workshop/storage. Outside you will love the 1 car attached carport, covered side porch, and the large rear deck for entertaining. It has a level front yard and a fenced area in the back yard for your pets or gardening. The home has been equipped with solar panels, and it is very efficient. This home is just outside the Brevard City Limits so you would have no city taxes. All of this and it is just a short distance from Main Street Brevard and all the conveniences that it has to offer.
Source: CANOPYMLS #4295628
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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