5460 W Thornscrub Dr Marana, AZ 85658
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About this home
Range Price. Seller will consider offers between $575,000-$600,000. This home offers flexibility, comfort, and space. Located in the prestigious Dove Mountain, this home features a Next Gen floor plan and a 3rd-car garage. The Next Gen has a private entrance- living room- kitchenette- full bathroom- bedroom- walk-in closet, and laundry; it's perfect for multi-generational living, guests, or long-term rental potential. The main living area is open and ideal for entertaining. The kitchen is a chef's delight, complete with updated smart appliances including a gas range, microwave, brand-new fridge, a large pantry, and a center island with an upgraded pull-down faucet. From the kitchen, enjoy an open view into the great room and dining area. The primary suite is generously sized, featuring a large walk-in closet and an en-suite bath with dual vanities and a walk-in tiled shower. Step outside to the private backyard retreat, where desert landscaping and flowering shrubs set the stage for quiet mornings or evening relaxation under the covered patio with a ceiling fan- this space offers a multitude of possibilities. Highlights of the home include- open concept living with tall ceilings and recessed lighting, brand-new kitchen appliances, no carpet, two full laundry areas (one in main house, one in guest suite), ceiling fans in all major rooms, a spacious corner pantry with built-in shelving, a low-maintenance backyard with plenty of room to garden or play. Enjoy nearby golf, parks, hiking, and shopping. Visit. Fall in love. Make an offer.
Source: SOUTHAR #22519999
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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