5479 Windy Creek Ln Norcross, GA 30071
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About this home
Seller offering $6,000 towards a carpet/paint allowance! Welcome home to 5479 Windy Creek Lane in Norcross, a three bedroom, two full bathrooms and two half baths townhome with a layout that’s as practical as it is inviting! Just minutes from downtown Norcross and with easy access to I-85, you’ll enjoy the convenience of being close to shopping, dining, and commuting routes while still tucked away in a peaceful community. The bottom level features a garage and a spacious secondary bedroom with access to a private patio—perfect for a guest suite, office, or flex space. Head upstairs and you’ll find the heart of the home: an eat-in kitchen that flows beautifully into a separate dining room, which then opens to a bright living room with a cozy fireplace. This seamless layout makes it easy to cook, host, and relax all in one open, connected space. A half bath on the main level adds everyday convenience, and a back deck is ready for morning coffee or evening cookouts. Upstairs, two matching primary suites each feature their own private full bathrooms, making it an ideal roommate plan or a great setup for a family seeking privacy and comfort. With outdoor living on two levels, an intuitive floor plan, and a location that can’t be beat, this home offers the perfect blend of style, function, and accessibility. Priced to sell and ready for its next chapter, this Norcross townhome is a true gem!
Source: FMLS #7588198
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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