548 Winder Trl Canton, GA 30114
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About this home
Welcome home to 548 Winder Trail. Located in one of Cherokee County’s most sought-after neighborhoods, TowneMill. This 4-bedroom, 2.5-bath home offers 2,260 square feet of open-concept living with thoughtful design in every corner. The main level flows seamlessly from the bright living area to the chef-inspired kitchen featuring custom cabinetry, stainless steel appliances, a large island, and plenty of counter space for gatherings that always end up around the food. The dining area and living room look out over a private fenced backyard built for entertaining. Upstairs, the spacious primary suite feels like a retreat, with an oversized walk-in closet and a spa-style bathroom featuring dual vanities and a soaking tub. Three additional bedrooms and a full bath give you room for family, guests, or that home office you’ve been wanting. The home’s layout perfectly balances everyday comfort with space to host and celebrate life’s wins. Outside, you’ll find everything that makes TowneMill special—resort-style amenities including a pool, tennis courts, clubhouse, and walking trails, plus a strong sense of community that feels more like family. Zoned for award-winning Cherokee County schools and just minutes from the new Cherokee High, downtown Canton, and local restaurants, this location checks every box. Priced to sell quick.
Source: FMLS #7670482
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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