5480 Sandstone Ct Cumming, GA 30040
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About this home
Mansion style home in beautiful south west Forsyth County! Step inside this stunning 8-bedroom, 5-bath home in one of Cumming’s premier swim and tennis communities—where nearly 5,500 square feet of beautifully finished space blends elegance, light, and livability. Gleaming hardwoods span the main level, complemented by brand-new double-pane windows throughout and a four-year-old roof. From its open layout to its thoughtful details, this home offers space and comfort rarely found at this level. The main floor centers around an impressive kitchen—an oversized island overlooks the great room and a wall of windows with views of the wooded backyard. A generous dining room, full guest suite with attached bath, and multiple living areas make entertaining effortless. Upstairs features five bedrooms including a stunning primary suite with dual walk-in closets, spa-inspired bath, and private laundry. The finished terrace level adds versatility with two bedrooms, a full bath, a large media or recreation room, and pre-wiring for a kitchenette—ideal for guests or an in-law suite. Out back, enjoy a large deck overlooking the landscaped, wooded yard. With an unbeatable location just minutes from GA-400, The Collection, and Cumming City Center, this home is zoned for Vickery Creek Middle and the coveted West Forsyth High School. Spacious, bright, and beautifully maintained—this one checks every box.
Source: FMLS #7667447
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.