5484 Rue Girard Converse, TX 78109
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About this home
***Open House Saturday October 11th from 11am- 2pm*** Why wait for new construction? This move-in ready 3-bedroom, 2.5-bath home in the Liberte community is priced over $9,000 below similar new builds-and includes an assumable 2.75 VA loan for qualified buyers. Built in 2021, this well-maintained home offers a smart and functional layout. All bedrooms, two full bathrooms, and the laundry room are located upstairs, while the main floor features an open living area, a bright dining space, and a convenient half bath for guests. The kitchen comes equipped with a refrigerator, range, microwave and offers plenty of room for cooking, gathering, and entertaining. Located at 5484 Rue Girard, this home sits near the front of the neighborhood and just outside the city limits-giving you added peace and potential tax savings. You'll also enjoy quick access to I-10 and be just minutes from Ft. Sam Houston and Randolph Air Force Base, making it a perfect fit for military families or anyone seeking a convenient commute. With no direct rear neighbor and immediate availability, this home offers unbeatable value, privacy, and location. Schedule your showing today before it's gone.
Source: SABOR #1887798
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.