549 Bayberry Ln Desoto, TX 75115
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About this home
*Buyer Financing Fell Through!* Shaded by mature trees on a quiet DeSoto street, this beautifully updated 3-bedroom, 2-bath home offers 1,804 sq. ft. of inviting living space on a generous quarter-acre lot. Roof and HVAC has been replaced recently as well. With $5,000 in seller contribution with an acceptable offer, it’s the perfect time to make this home yours. Step inside to soaring ceilings accented with a wood beam and a cozy brick fireplace that instantly sets the tone for warmth and comfort. The open living space flows seamlessly into a bright dining room and a refreshed kitchen featuring granite counters, a modern backsplash, double ovens, and crisp white cabinetry. Whether you’re hosting dinner or enjoying a quiet evening, this layout makes every moment feel special. The oversized primary suite is a true retreat with a tray ceiling, large windows, and a spa-inspired bathroom boasting dual vanities, granite counters, and a soaking tub. Secondary bedrooms are spacious and flexible, perfect for family, guests, or a home office. Outside, the backyard is ready for summer evenings under the trees, with plenty of room for grilling, gardening, or playing ball. A bonus workshop in the garage provides the perfect space for hobbies, storage, or projects. Beyond the property, you’ll enjoy easy access to I-35, Belt Line Rd, and Pleasant Run Rd for quick commutes into Dallas. Local parks, shopping, and dining are just minutes away, giving you both convenience and community. This DeSoto gem blends character, updates, and functionality—making it a home you’ll be proud to call your own.
Source: NTREIS #21055172
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.