55 Meridian Pt Dallas, GA 30132
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About this home
SELLERS ARE READY! The main floor features two oversized primary suites with the luxurious ensuite bath offers double vanities, a separate tiled jacuzzi tub, separate spa tiled shower, walk-in closets, trey ceilings and a cozy sitting area that is adjacent to a private screened in balcony. At the heart of the home is the gourmet kitchen, a dream for any home chef. It boasts stainless steel appliances, granite countertops with seating, and a designer backsplash while capturing nature views off the screened in back porch. The kitchen opens to a spacious dining room and the elegant great room that features a stunning stacked stone fireplace surrounded by large windows that bathe the space in natural light. The two secondary bedrooms are generously sized and have lots of closet space. The finished full daylight basement expands the home’s versatility, offering additional living space that includes a game room, media room, kitchenette and a dedicated flex space that's ideal for a home office, fitness area or music room. This level also includes a full size bedroom and a full bath making it a fantastic private retreat. This home is Thoughtfully designed with both elegance and functionality in mind, that features an open-concept layout with a seamless flow between living spaces, making it perfect for entertaining and everyday living. The formal great room with cathedral ceilings and separate dining room with crown molding, add a touch of sophistication, while high-end finishes and designer details elevate the home's style. Need more bonus rooms? The landscape on this home is a picture ready for a magazine cover. Fenced backyard provides the perfect setting for relaxation, play or entertaining that offers the privacy and space you desire. Enjoy the custom built storage shed, with electricity, to hold all of your family supplies. This home is an exceptional blend of comfort, craftsmanship and functionality, situated in a sought-after location close to shopping, dining, parks, and medical facilities.
Source: FMLS #7659299
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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