5506 New Independence Pkwy Winter Garden, FL 34787
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About this home
Now featuring five bedrooms and an updated kitchen with brand-new quartz countertops, this home offers the perfect blend of style, space, and location in the sought-after Independence neighborhood of Winter Garden. Built in 2013, this 2,369 sq. ft. home is thoughtfully designed for today’s modern lifestyle. The main level showcases sleek ceramic tile floors and an open-concept layout that connects the eat-in kitchen, family room, and dining area, perfect for entertaining or casual family time. The refreshed kitchen is a showstopper, featuring abundant cabinetry, expansive prep space, and new quartz counters that make both cooking and hosting a breeze. The downstairs master suite provides a true retreat, complete with a walk-in closet and a spa-inspired en-suite featuring a garden tub, separate shower, and dual vanities. Upstairs, you’ll find four spacious bedrooms and two full baths. Living in Independence means enjoying resort-style amenities right in your neighborhood, two pools, tennis courts, a clubhouse, and open green spaces, plus you’re just 3.5 miles from Walt Disney World and walking distance from Hamlin’s dining, shopping, and entertainment options which includes the newly opened Tiger Woods Pop Stroke and luxury cinema. Zoned for top-rated schools, this home checks every box for convenience and lifestyle. Don’t miss your chance to make this home yours, schedule your showing today and step into one of Winter Garden’s most desirable communities.
Source: STELLAR #O6340862
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.