551 Longhurst Pl Brighton, CO 80601
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About this home
Motivated Seller, schedule a showing, fall in love, bring us an offer! Welcome to 551 Longhurst Pl, a spacious and beautifully updated 4-bedroom, 3-bathroom two-story home nestled at the end of a quiet cul-de-sac in Brighton, CO. Sitting on an expansive 9,000 sq ft lot, this home is move-in ready with room to grow. Step inside to discover a welcoming main floor that features soaring vaulted ceilings in the living room and grand staircase, a formal dining space, and an updated kitchen complete with chic white cabinets, newer appliances, an eat-in breakfast nook overlooking the backyard, and barstool seating. The adjacent family room has brand new carpet and is perfect for entertaining and gathering, while the updated half bath and laundry/mudroom off the garage add everyday convenience. Upstairs, the primary suite is a true retreat with fresh paint, a spacious 5-piece bath featuring dual vanities with hidden mirrored storage, and a generous walk-in closet. Three additional bedrooms offer flexibility—two with newer LVP flooring, and one with French doors and a walk-in closet—plus a refreshed full secondary bath. The open-railing staircase and vaulted ceilings enhance the home’s bright, airy feel. The unfinished basement with bathroom rough-ins offers endless potential for future expansion. Enjoy Colorado evenings in the massive backyard with a patio, mature landscaping, brand new fencing, and a storage shed for extra space. The front yard has a cozy covered porch, concrete edging, mature trees, and fantastic curb appeal. Additional updates include a new furnace, AC unit, and a newer water heater. Located near local parks, schools, and all the amenities of the growing Brighton community—plus low property taxes and low HOA fees—this home truly has it all!
Source: RECO #3923306
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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