5519 Coon Tree Ct Humble, TX 77346
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About this home
NEWLY UPDATED and painted downstairs! Welcome to this charming 3,002 sq. ft. home combining comfort, smart upgrades, and everyday functionality located in a quiet cul-de-sac in the well-established area of Atascocita. With motivated sellers this home features: 2-story home featuring 4 bedrooms and 2.5 baths Backyard oasis with saltwater pool, new pump, and filter—ideal for relaxing or entertaining Spacious living area with a charming feature fireplace Recently updated kitchen with: New sink, faucet, and garbage disposal Double ovens, flat-top stove, and sealed custom Italian tiles Reverse osmosis system for clean drinking water Laundry hookups for both gas and electric dryers Major Updates for Peace of Mind: Brand-new PEX piping throughout the home New bath and shower fixtures New hot water heater New garage door opener with remote Upgraded electrical panel Two HVAC units (under 5 years old) Roof only 11 years old New fence with dual-swing front gate Garage & Storage: Detached, fully insulated 2-car garage with: Radiant barrier in rafters Air conditioning Overhead storage Workshop potential Generator hookup Backyard storage shed Location Highlights: Well-established neighborhood close to parks, golf courses, shopping, dining, and schools Beautiful outdoor recreation nearby. Don’t miss your chance to make this exceptional property your own—schedule your private tour today by calling or texting Katie Jenkins! Come check it out!
Source: ACTRIS #8280605
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.