5527 Rebels Hill Ln Jacksonville, FL 32258
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About this home
Nestled beneath a canopy of Mandarin oak trees, this custom-built home offers timeless elegance in one of Jacksonville's most desirable neighborhoods. Set on a beautifully landscaped corner lot, this home exudes privacy and charm with lush vegetation surrounding the property. Inside you'll find a thoughtfully designed living space with split floorplan, 4 bedrooms and 3 full baths.The heart of the home is a large open kitchen with white cabinetry, central storage island, spacious walk-in pantry, and cozy breakfast nook overlooking the backyard garden. A generous formal dining room offers the perfect space for hosting family and friends, blending comfort and style for every occasion. The living areas flow seamlessly into a stunning, natural light-filled, glassed-in Florida room, ideal for morning coffee or evening relaxation. The primary suite offers a peaceful retreat with direct pool spa access. Outdoors, enjoy a true garden sanctuary with a screened-in, spa-sized pool, white garden shed, and herb gardens nestled among mature trees in the private, fenced-in backyard. A 3-car garage provides plenty of storage and functionality. Thoughtful updates have also been made to enhance handicap accessibility throughout the home, offering added comfort and ease for all. Located just one mile from Mandarin High School, close to other highly rated schools, and only minutes from NAS Jax, this home combines peaceful living with exceptional accessibility. Experience the perfect blend of beauty, comfort, and craftsmanship in this one-of-a- kind Mandarin gem.
Source: REALMLS #2115632
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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