5536 Cahuilla Ave Twentynine Palms, CA 92277
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About this home
Welcome to 5536 Cahuilla Ave, a charming and modern desert retreat located in the heart of Twentynine Palms. This stylish home offers two spacious bedrooms and two bathrooms, with a converted third bedroom that serves perfectly as a bonus room, cozy living room, or formal entry. Step inside to find an inviting open layout with updated finishes and extensive upgrades completed in 2023, including new construction, a brand-new HVAC and AC unit, new plumbing, new electrical, a new roof, and a fully remodeled kitchen. The bright and airy kitchen features white shaker cabinets, quartz countertops, stainless steel appliances, a stylish tile backsplash, and a sleek vent hood. A standout feature of the home is the custom coffee station, complete with built-in shelves ideal for coffee lovers to display their favorite mugs and brews. The expansive backyard is designed for relaxation and entertaining, boasting a sparkling pool, lounge area, a fire pit conversation space, and a colorful shed for added storage or creative use. The covered patio offers a comfortable spot to unwind and enjoy the desert breeze. Drought-tolerant landscaping enhances the curb appeal while keeping maintenance simple, and the home is equipped with solar panels for energy efficiency. Whether you're seeking a primary residence, vacation home, or short-term rental opportunity, this desert gem blends comfort, style, and functionality in one of 29 Palms’ most convenient locations.
Source: CRMLS #OC25112114
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.