5547 Strand Unit 101 Unit 101 Hawthorne, CA 90250
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About this home
Welcome to this beautifully updated townhome in the highly sought-after ThreeSixty at South Bay community. The updated 3-bedroom, 3-bathroom home is one of the larger floor plans in the community offering the perfect blend of privacy and flexibility. This south-facing residence features a bedroom and full bath on each level. The main living area is bathed in natural light, showcasing soaring two-story ceilings and an open-concept design that flows seamlessly from the living room, dining area to the upgraded kitchen with beautiful new quartz countertops all leading out your private balcony, perfect for grilling, morning coffee, or winding down at the end of the day. Downstairs, the ensuite bedroom boasts its own private patio surrounded by lush landscaping and a private entrance. It is a great flex space for roommates, guests, or multigenerational living. As you head upstairs you are delighted by the spacious primary suite, which includes a large walk-in closet, a luxurious bathroom with dual vanities, soaking tub, and separate shower. A versatile loft space is perfect for a home office, reading nook, or play area. ThreeSixty at South Bay is a gated, resort-inspired community offering exceptional amenities: two heated pools, spa, fitness center, sports court, clubhouse, BBQ area, playground, green spaces, and dog parks. Located in the award-winning Wiseburn School District and near Da Vinci Charter Schools, this home is also minutes from beaches, SoFi Stadium, LAX, freeways, and top employers like SpaceX, Northrop Grumman, Raytheon, Lockheed Martin, Mattel, to name a few. Don’t miss this exceptional opportunity in one of the South Bay’s most coveted communities!
Source: CRMLS #SB25224106
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.