5555 W Mcintosh Rd Griffin, GA 30223
Your savings
About this home
"A LITTLE BIT OF HEAVEN BORDERING THE FLINT RIVER JUST TWO MINUTES FROM BROOKS!" THIS MAJESTIC 60 ACRE GATED ESTATE IS TRULY A "MAGICAL PARADISE" SURROUNDED BY BEAUTY AND WILL SIMPLY TAKE YOUR BREATH AWAY! UPON ENTERING THE STATELY STONE GATE, THE SPARKLING 3 ACRE SPRING FED POND SETS THE STAGE FOR THIS BEAUTIFULLY RESTORED FARMHOUSE, SIMPLY DRIPPING WITH CHARM AND CHARACTER...PLUS SEPARATE HISTORIC GUEST COTTAGE, AND AN ADORABLE POND HOUSE PERFECT FOR HOURS OF RELAXATION OR FISHING! OF COURSE, THERE IS ALSO THE PICTURESQUE RED BARN, FENCED PASTURE AREAS, AND LUSH TREE-LINED TRAILS LEADING TO THE FLINT RIVER TOO! This gorgeous farmhouse has been tastefully renovated with all the latest trends and decorator touches! Pause for a moment on the flagstone front porch and enjoy the water views, gorgeous gardens, lush landscaping, and mature hardwood trees for complete privacy! STEP INSIDE this lovely showplace to be AMAZED! YOU WILL FALL IN LOVE WITH THIS SPECTACULAR GREAT ROOM enhanced by dramatic 18' cathedral ceilings, hand hewn exposed beams, and stunning floor to ceiling stone fireplace...plus sliding doors opening to an inviting brick patio and gigantic covered pavilion...surrounded by nature and the stars at night! Continue on the inside tour to an elegant dining room for 12+ guests complete with a beamed ceiling, interior creamy white brick wall, and hardwood flooring, which extends throughout entire main level! Chef's "dream" kitchen equipped with handcrafted cabinets, granite counters, brick wall, bookcases, TV cabinet, and upscale stainless appliances including a Dacor 5 burner cook top, dual Kitchen Aid ovens, and dishwasher! There is also a granite wet bar with Kitchen Aid ice maker across from the kitchen! A "real" mud room complete with huge walk-in pantry, half-bath, and spacious laundry room with beverage cooler! The luxurious owner's "wing" is conveniently located on the main level, complete with amazing Restoration hardware spa bath enhanced by raised tumbled travertine vanity, dual sinks & travertine flooring, Kohler faucets, and gigantic walk-in decorator shower! In addition, the guest bedroom or exec office/library is also on the main level enhanced by brick fireplace and custom cabinetry! Take the stairs to 2 bonus suites with dormer windows and a decorator hall bath right out of a magazine! AND THERE IS MORE...A FULL UNFINISHED BASEMENT FOR STORAGE OR FUTURE EXPANSION, PLUS OVERSIZED 2 CAR GARAGE WITH WORKSHOP AREA ON THE KITCHEN ENTRY LEVEL! NOW FOR THE POND HOUSE: Relax or fish for hours in the pond house...the adorable front porch leads into wide open-vaulted great room surrounded by windows and kitchenette area, all with panoramic water views (Approximately 625 sq ft)! THIS HISTORIC 1938 GUEST COTTAGE is a delightful "walk back in time" and has been preserved to perfection! Totally livable with a great room, open dining, kitchen, 2 bedrooms, bath, and laundry room, separate electric & heat too! THE ENTIRE PROPERTY IS A "TRUE TREASURE" AND "OPPORTUNITY OF A LIFETIME!" PRIME LOCATION WITH QUICK ACCESS TO BROOKS, PEACHTREE CITY, SENOIA, TRILITH, SHOPPING, AND RESTAURANTS! PLEASE COME SEE FOR YOURSELF!
Source: GAMLS #10550257
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.