557 Jacobs Ln La Vernia, TX 78121
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About this home
Welcome to your dream home, where elegance meets tranquility! This breathtaking 1.5 story custom residence is perfectly situated on a generous lot surrounded by mature, beautifully manicured trees, offering a serene and picturesque backdrop that feels like your own private retreat. As you approach, the charming cobblestone finishes invite you into a world of character and warmth. The welcoming asphalt circular driveway leads you to the entrance, where every detail has been carefully curated to provide a sense of comfort and style. Step inside to be greeted by an open living concept that seamlessly blends the airy living room, stylish kitchen, and inviting dining area-creating an ideal space for entertaining family and friends. Updates, including gorgeous bamboo flooring in living room and kitchen, enhance the aesthetic, infusing each room with warmth and sophistication. Culinary enthusiasts will adore the chef's delight kitchen, featuring high-end stainless steel appliances, a dishwasher for effortless cleanup, and a double oven that makes meal preparation a pleasure. Whether hosting dinner parties or enjoying quiet family meals, this kitchen is designed with functionality and style in mind. Retreat to the luxurious master suite, a true sanctuary, complete with a spa-like master bathroom featuring a walk-in shower, a soothing jetted tub, and a spacious walk-in closet equipped with custom shelving-perfect for all your storage needs. Venture upstairs to discover a versatile bonus room that has been expertly transformed into a game room, offering an adjoining bathroom for added convenience. This flexible space can easily adapt to your lifestyle, serving as a playroom, home office, or gym-whatever your heart desires! Step outside to your private oasis, complete with a heated pool with a unique octopus tile inlay for year-round enjoyment. Relax in the hot tub, listen to the soothing waterfalls, and take advantage of the CoolCrete area and the katch-a-kid feature, making this the ultimate space for family fun and entertaining. With an abundance of charm and character throughout, this home is truly a must-see! Don't miss your opportunity to own a slice of paradise in this stunning custom residence. Schedule your private showing today, and prepare to fall in love!
Source: SABOR #1874418
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.