5579 Hardy Springs Rd Mcalester, OK 74501
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About this home
Tucked away on a quiet stretch of Hardy Springs Road just outside McAlester, this 4-bedroom, 2-bath home offers the kind of peaceful setting that’s getting harder to find. Sitting on a full two, well-kept acres with mature trees and a small pond out back, it feels like a true country escape—but with the convenience of town just minutes away. Quick access to Hwy 69/75 makes travel north or south a breeze, whether you’re commuting, visiting family, or heading out for a weekend adventure. Step inside and you’ll find a warm and inviting split-level layout. The large living room offers plenty of space to relax or gather with friends and family. The kitchen and both bathrooms have been updated, featuring tile countertops in the kitchen and solid surface counters with molded sinks in the bathrooms—practical upgrades that still feel stylish. The master suite is a treat, with its own private entrance, a generous layout, and a master bath complete with a porcelain tiled shower surround. Outside, enjoy coffee on the covered front porch or unwind in the evenings on the back porch as you overlook your own peaceful slice of American countryside. There's space here for gardens, outdoor play, or just soaking up the quiet sun. And when you're ready to get out and explore, McAlester has plenty to offer—local shops and restaurants in the historic downtown district, scenic trails at nearby Robbers Cave State Park, and fun community events throughout the year. This is the kind of place that feels like home the moment you pull in the drive. Plenty of space, inside and out, and a setting that’s hard to beat.
Source: MLSTECHNOLOGY #2511797
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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