56 Cardinal Cir Tryon, NC 28782
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About this home
Looking for your own private oasis tucked away in the woods? This beautifully maintained home offers the peace and privacy you’ve been dreaming of—yet it's just minutes from charming downtown Tryon and the quaint town of Landrum. With over 2,000 square feet of living space, the home features a spacious living room with hardwood floors, built-in shelving, a cozy gas log fireplace, and views into the breakfast area. The updated galley-style kitchen shines with new granite countertops, a tile backsplash, and stainless steel appliances. Just off the kitchen, the breakfast area opens to the back porch—perfect for easy grilling and entertaining. The primary suite offers a large walk-in closet, hardwood floors, a beautifully tiled walk-in shower, and private access to the screened-in porch. This 30x10 screened porch may just become your favorite spot in the house—complete with a charming tongue-and-groove ceiling and peaceful wooded views. Whether you're sipping your morning coffee or unwinding with a nightcap, this serene setting is pure relaxation. A generously sized secondary bedroom is conveniently located near a full hall bath. Downstairs, you’ll find a finished partial walk-out basement with brand new luxury vinyl plank flooring and access to a private patio—ideal for a third bedroom, recreation room, or flexible living space tailored to your needs. Additional features include a two-car attached garage with built-in shelving, a full-house generator (included), and partially fenced yard space.
Source: GREENVILLESC #1561201
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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