56 Timberline Dr Sanford, NC 27332
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About this home
$8000 Buyer Incentive with Accepted full price offer by 31 October 2025! Welcome to this stunning two-story home where timeless elegance meets modern comfort. Step inside to a grand living room with soaring vaulted ceilings, filling the space with natural light and creating a sense of warmth and openness. The owner’s suite and laundry room are both conveniently located on the main floor, offering ease and privacy.A newly replaced roof (September 2024) adds peace of mind, while thoughtful design features throughout make this home move-in ready. Upstairs, you’ll find three additional bedrooms along with a versatile bonus room and private study, both overlooking the foyer and living room, perfect for working from home or creating a cozy retreat.Outdoor living shines here with a large covered front porch ideal for sipping wine as the autumn leaves drift by, and a combination of open and screened decks in the back that provide year-round enjoyment. The fenced yard, complete with a sprinkler system, ensures both convenience and beauty.With its blend of charm, function, and seasonal appeal, this home offers the perfect setting to gather with family and friends or simply relax in style. Don’t miss your chance to make it yours and settle in just in time to enjoy fall’s vibrant colors.
Source: TRIANGLEMLS #LP748961
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.