56 Westridge Ct Crossville, TN 38558
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About this home
Welcome to this amazing move in ready, custom-built home with a new HVAC unit installed in September 2025. Located on a cul-de-sac and overlooking #18 of The Brae Golf Course. The oversized lot, 0.77 acre, provides views, privacy and more. Open floorplan with custom features throughout including, hardwood floors, custom ceilings, custom cabinets. Entrance foyer opens to great room with 14' ceiling and feature display planter shelving. Corner gas log fireplace, access to screened in porch and extended deck area. The open floorplan includes dining area. Gourmet kitchen with an abundance of cabinets, granite countertops, island, pantry, desk area. Custom tile back splash, All appliances have been replaced within the last year, including the double oven range. Breakfast area, Light and bright sunroom overlooking the golf course, is the perfect spot to relax and entertain. This room is also accessed from the master suite. Master Suite with feature trey ceiling. Spacious ''Spa-like'' ensuite provides, dual vanities, jetted tub and large custom tiled walk-in shower. Refitted large walk-in closet with access to utility room, (which can also be accessed from hallway). Upper-level bonus room is perfect for guests, craft room, office and more! 2 spacious guest bedrooms & guest bathroom compliment the main level. Bedroom 3 has feature trey ceiling and access to the deck. For outdoor living: Screened in porch is perfect for entertaining and that morning coffee area, access to extended deck for the enjoyment of the golf course. A sealed walk -in crawl space provides storage, workshop area. Whole house water filtration system and new hot water heater. Oversized, 700 sq ft, garage is another feature of the home. This home is truly move in ready and your opportunity to enjoy golf front living at its finest.
Source: REALTRACS #2937940
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.