56 Woodcreek Dr Wimberley, TX 78676
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About this home
Few homes begin as a cornerstone, as 56 Woodcreek Drive on Hole One of this golf-course community. The first home in the most desirable neighborhood, sets a standard in the prettiest town in Texas. Built by Retired Army Officer Baron for his wife, the design reflects her favorite details from their worldly postings. This modern ranch’s richest attribute: aligned with the spring and fall equinox sunsets, the majestic distant view captures year-round sweeping sunsets across the Hill Country valley and over the Double J Ranch Golf Club. Second owners lovingly updated it with modern appeal, preserving the classic Texas limestone, granite, and custom Rosewood cabinetry. From arrival, the home makes a statement. A wraparound driveway leads to the sleek lines of a heavy-gauge metal roof. Enter through a solid walnut door onto hickory floors and abundant light from new double-pane windows. The grand living room showcases a limestone fireplace and oak mantelpiece. The traditional floor plan offers privacy, comfort, and energy efficiency. The spacious eat-in kitchen features a bay window seat overlooking the horizon. Outfitted with new Bosch stainless steel appliances, it’s perfect for weekday cooking and effortless entertaining. A bonus room with built-ins serves as dining room, study, or creative retreat. In Woodcreek, outdoor living shines. Walk or ride to Cypress Falls, dine al fresco, grill beneath the stars of this dark skies' community, or watch hummingbirds from a hammock. The master ensuite is a spa retreat with travertine and ceramic tile, a James Mont chinoiserie credenza fitted, a Jacuzzi for two, and heated bidet. Upstairs, two bedrooms share an Italian-inspired bath and access to a bonus deck with distant valley views. Every update from solid wood doors and fixtures to smart LED lighting was curated by a local designer. 56 Woodcreek is more than a house: it is a work of art, crafted for a tranquil Hill Country lifestyle.
Source: ACTRIS #2982143
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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