5602 Creekwood Ct Killeen, TX 76542
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About this home
Get the Wow Factor!!! This is such a beautiful masterpiece of a home and Work of Art which gives you the feeling of being on vacation every day. Enjoy this retreat as soon as you get home from work daily. Approaching the home you will see the electronic fence, that was flown in from Thailand. Beyond the fence, you will see a beautifully landscaped yard, on .89 acres, with extended driveway that leads to the back of the property, where you will experience a complete Oasis in the backyard and sheer luxury living. The driveway will also lead into the 3 car garage on the right. The circular driveway also has a gate that opens to the front of the home where you will welcome your esteemed and honored guests, during the time of entertainment. This 4 bed, 3.5 bath has cherry wood-look flooring and ceramic tile throughout. (Carpet in closets only). One of the many surprises you will see are the beautiful chandeliers and the double fire-place. One fireplace is found in the living room and the other in the main owner's suite. To your surprise, you will also find a double owners suite. The second one is positioned on the far side of the home, near the secondary bedrooms. Another special feature is the over-sized back patio and giant-sized Gazebo in the back yard. Enjoy all the luxuries that this home has to offer to include the location. This is a prime location for nearby attractions to include Fort Cavazos/Fort Hood, Kalahari resorts in Georgetown, Topsey Exotic Ranch in Copperas Cove (drive through Safari), and relaxation and entertainment at beautiful Lake Belton (Dinner at Dead Fish Grill on Lake Belton or at the Gin in Nolan Creek). This home is just minutes from shopping, restaurants, entertainment, churches, schools and parks. This home is near walking and bike trails. Outdoor enthusiasts will love the proximity to Belton Lake and Still house Hollow Lake, perfect for fishing, boating & hiking. You will not be disappointed when you view this home!
Source: CENTRALTEXAS #580056
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.