5605 Apple Grove Way Fort Worth, TX 76123
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About this home
Ask agent about ASSUMABLE LOAN WITH LOW INTEREST! Welcome to your new home! This charming 3-bedroom, 2-bath, 2-car garage gem in Sunset Pointe is just a hop away from the Chisholm Trail parkway and super close to shopping and schools! Built in 2021, it has all the benefits of a new build without the long wait. Plus solar panels for lower electric bills! As you step inside, you'll love the sleek wood-look tile that flows through the main areas. There’s a cozy front study or living area just right for getting some work done or relaxing with a good book. The spacious open kitchen, living, and dining area is perfect for family gatherings or entertaining friends. The kitchen is a delight, featuring big cabinets, a handy island with breakfast bar, a gas stove, and a built-in microwave. The living area is filled with natural light and opens up to a lovely patio that overlooks a peaceful greenspace—perfect for enjoying your morning coffee or evening sunsets! The primary bedroom is a wonderful retreat with plenty of space, an ensuite bath, and a walk-in closet. You'll appreciate the oversized shower, dual sinks, and ample storage here. Plus, one of the two secondary bedrooms also come with large walk-in closet, making organization a breeze! Step outside to a lovely yard surrounded by a wood fence, offering plenty of room for entertaining or play! This vibrant community features a splash pad and park, plus lots of fun activities throughout the year. You truly won’t want to miss this wonderful home! Come and see it today!
Source: NTREIS #21026015
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.