5607 Pergola Ln Providence Forge, VA 23140
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About this home
NEW PRICE!! This exceptional 2021-built Craftsman delivers nearly 3,800 sq ft of beautifully finished living space, featuring 6 bedrooms and 4 full baths — blending luxury, flexibility, and everyday comfort in one of New Kent’s most desirable resort-style communities. Step inside to a grand entrance with a spacious foyer, private office to the left, and a formal dining room to the right. The dining room flows through a gorgeous butler’s pantry and oversized walk-in pantry into the heart of the home. The gourmet kitchen is designed for both beauty and function — complete with gas cooking, quartz countertops, ample cabinetry, built-in wall oven, stainless steel hood, and a large island perfect for gatherings. It opens seamlessly to the light-filled family room with fireplace, creating a warm and inviting space for everyday living and entertaining. A first-floor bedroom and full bath offer flexibility for guests or multigenerational living. Upstairs, the primary suite feels like a retreat with a spa-inspired bath and dual walk-in closets. A second ensuite bedroom provides an optional secondary primary, while additional spacious bedrooms and abundant storage make this home as functional as it is beautiful. Outdoor living is easy with a full front porch, screened porch, and rear patio overlooking the landscaped yard — perfect for relaxing or entertaining. Located in Brickshire, residents enjoy an amenity-rich lifestyle including golf, pool, pickleball, clubhouse, fitness center, trails, and more — with convenient access to I-64, Richmond, and Williamsburg. Better than new and now offered at an incredible value — this home truly has it all!
Source: CENTRALVIRGINIA #2522377
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.