561 Cr-785 Natalia, TX 78059
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About this home
5 ACRES FULLY FENCED and cross-fenced. 3 Bed / 2 Bath 2,200 sq ft. - ready to move in! This charming Country Estate has added security as you enter through a beautiful iron electric gate. The all-brick home has a new metal roof and spacious interiors. Inside you will find two living areas, vaulted ceilings, skylights, a gas fireplace, an eat-in kitchenette, wood cabinetry, walk-in Pantry, a formal dining room and at the heart of the home is an open concept Office Space. The en-suite primary suite has a small reading nook, walk-in closet. Bathroom has dual sinks and granite countertop. Outdoor living is a dream for you, your pets and livestock. You will enjoy a covered patio and an additional covered area with a custom brick BBQ Pit. Additionally, there is a shed equipped with electric, water and a half bath. A 600 sq ft covered metal building used for parking area for vehicles, tractors and other equipment. This property is also crossed-fenced and features a large Chicken coop and areas for horses and other livestock. You will enjoy the convenience of nearby IH-35, Walmart, HEB and LOCAL SHOPS. This neighborhood is beautifully kept and offers Privacy, Space and Rural Charm! Only 30 minutes to downtown San Antonio
Source: SABOR #1839150
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.