56135 Nez Perce Trl Yucca Valley, CA 92284
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About this home
Welcome to 56135 Nez Perce, a stunning turn-key POOL home located in the highly desirable Mesquite neighborhood of Yucca Valley. This beautifully maintained 3 bedroom, 2 bath property is nicely situated on a large corner lot and features 1,764 square feet of living space. As you step inside the bright & airy great room you'll find 10-foot ceilings, earth-toned tile flooring, a lovely gas fireplace and large windows that let in an abundance of natural light. This home's modern style and open-concept layout is one to be desired. The living room flows effortlessly into the dining and kitchen area complete with recessed lighting, upgraded appliances, a center island with beautiful granite countertops and bar seating, ample cabinet & counter space and a walk-in pantry. All bedrooms have carpeted floors & ceiling fans, and the primary bedroom adorns french doors and a sliding glass door that leads to the back patio. The ensuite bathroom is sure to impress with a dual sink vanity, jetted tub, walk-in shower and huge walk-in closet. There is also a convenient indoor laundry room just off the kitchen with a utility sink and additional cabinetry for storage. That's just the inside! The backyard is truly an entertainer's paradise. From the awe-inspiring in-ground pool and spa to the turf putting green, large covered patio with ceiling fans, stucco pergola, Vinyl privacy fencing and ample space for BBQs and get togethers, it's like having a little resort right outside your back door. Not to mention the oversized 3 car garage, low HOA and close proximity to town, schools, shopping, eateries & more! Come take a look & let this homes charming allure do the rest, your new desert home or weekend retreat awaits!
Source: CRMLS #JT25225209
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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