5616 Cahuilla Ave Twentynine Palms, CA 92277
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About this home
Charming 4-Bedroom, 2-Bathroom Home in the Heart of 29 Palms! Welcome to your dream home, just minutes away from shopping, dining, and schools, and a short drive to the Marine Base and the main entrance to Joshua Tree National Park. It doesnt get much better than this! As you pull into the driveway, you'll immediately be greeted by a two-car garage, two majestic fully grown palm trees, and a lush Ocotillo that warmly welcomes you. Step through the front door and discover an updated floor plan featuring stylish wood laminate flooring and built-in shelving, complemented by unique wood and masonry wall accents that create a pleasing and inviting atmosphere. The remodeled kitchen is a chef's delight! With its generous space, granite countertops, chic tile backsplash, modern lighting, and stainless steel appliances, its the perfect place to unleash your culinary creativity. As you pass through a charming rustic barn door, you'll find the full guest bathroom, which boasts a newer vanity, custom mirror, stylish lighting, built-in shelving, and a convenient bathtub/shower combo. Each guest bedroom offers updated accents, while the primary bedroom suite features dual closets and a sliding glass door that opens to the patio. The primary bathroom showcases a wood panel accent wall, custom mirror, chic vanity, and tile flooring. Step outside onto your private patio, perfect for hosting barbecues or gatherings! The backyard is surrounded by privacy fencing and offers plenty of room for your creative ideas. Additional features include HVAC for year-round comfort, an evaporative cooler, a two-car garage, and efficient natural gas for your convenience. Dont miss the chance to make this stunning home yourscome and view it today before its gone!
Source: SANDIEGO #JT25137580
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.